Credit Analyst – Banking, Finance and Fintech Resumen del Puesto We are looking for an experienced Credit Analyst to join our team.
The ideal candidate will have a strong understanding of credit analysis principles and be able to work independently and as part of a team..
Objective - Maintain constant communication with management, staff, and our vendors to ensure a smooth credit application process.
- Collect and analyze loan applicant information for processing.
- Prepare and submit Credit Reports to Head Office in Latvia.
- Communicate credit decisions and policies to coworkers for development.
- Implement and maintain quality assurance protocols.
- Actively pursue strategic and operational goals.
Daily/onthly Responsibilities: - Lead, motivate, and support a large team in a demanding and time-sensitive environment, including processing loan applications.
- Manage the timely collection of data to update operations metrics to achieve productivity goals, eliminate errors, and provide excellent customer service.
- Process loan application including but not limited to income analysis, expense analysis - Ensure compliance with Peruvian laws such as Privacy Law, Anti-Money Laundering and Anti-Terrorism Law and any other banking and financial regulations.
- Work closely with the Group Operations Manager and Team Leader(s) to ensure activities remain compliant.
- Timely written and verbal communication within the team and our suppliers Required Skills - Leadership and excellent written and verbal communication skills - Knowledge of credit products and/or lending procedures is an advantage - Attention to detail - Analytical and critical thinking skills - Quantitative skills and strong time management and multi-tasking skills - Ability to research financial topics and present accessible reports on that research to colleagues with different areas of expertise - Strong interpersonal and customer service skills, including the ability to form and maintain business and client relationships Skills and qualifications - 3 years of work experience in credit analysis and in the above functions - Knowledge of general business software and an aptitude for learning new applications; proficiency in the Microsoft Office suite (Word, Excel, Outlook).
- All applications will be treated in strict confidence.
Interested candidates should send their complete CV with the contact information of two people who are not related to the email address: Requirements - Bachelor's degree in Finance or related field.
3+ years of experience in credit analysis.
- Strong knowledge of credit analysis principles.
- Excellent analytical and problem-solving skills.
- Ability to work independently and as part of a team.
- Excellent written and verbal communication skills